The following information will help you understand the different types of insulation (fiberglass, cellulose, spray foam, etc.) and what your installation options are.
Here is some information about the major types of insulation.
The map below shows the most cost-effective levels of insulation for the different climate zones in the U.S. Based on your zone, use the table to find out how much insulation you need to add if you have an uninsulated attic or if you have a few inches of existing insulation and need more for home restoration purposes.
To understand how much insulation you need, it’s important to understand R-Value, which is a measure of insulation’s ability to resist heat traveling through it. The higher the R-Value, the better the thermal performance of the insulation. The materials that measure a greater resistance to heat flow (usually because of its thickness) will have higher R-values. It may sound like a no-brainer to choose the insulation material that boasts the highest R-value. However, this is not the only determination of insulation quality. Four factors determine the quality and overall effectiveness of insulation:
Some types of spray foam, for example, may have a low R-value, and yet it is still one of the best insulation types in the industry.
The testing that is used to determine the R-value of material is called the “Standard Test Method for Steady-State Thermal Transmission Properties by Means of the Heat Flow Meter Apparatus,” or in short, AST C518. To determine your existing R-Value, you would multiply the inch number of your insulation by the R-Value of its particular type. Below is a chart listing the typical R-Values of the different insulation types.
Insulation Type | R-Value |
Fiberglass Batt Insulation | R-8 (3″) to R-38 (12″) |
Other Batt Insulation | R-11 (3-1/2″) to R-30 (9-1/2″) |
Fiberglass Blown-in Insulation | R-8 (3″) to R-60 (27-1/4″) |
Cellulose Blown-In Insulation | R-8 (2″) to R-60 (18-3/4″) |
The below chart features R-Values of particular types of climates.
Climate | R-Value |
Warm Climates | R-30 to R-49 |
Moderate Climates | R-38 to R-60 |
Cold Climates | R-49 to R-60 |
There are a wide range of benefits to insulation, including those listed below.
The greatest benefit of insulation comes down to simple economics: proper insulation means more money in your pocket. That is because efficient insulation reduces the costs of electricity bills by keeping in cool air when it is hot and keeping in warm air when it is cold. Around 42% of the typical American’s utility bill is spent on running a heater or air conditioner to maintain a comfortable temperature in the home. However, when insulation is efficient, the home stays cool in the summer and warm in the winter, reducing the need to keep expensive appliances continuously running. According to the North American Insulation Manufacturers Association (NAIMA), proper insulation can reduce your home’s heating and cooling costs up to 20%.
Lower energy costs and comfortable temperatures in the home are not the only benefits of efficient insulation. Insulation also helps keep noise out, keeping a comfortable sound level in your home. When noise comes from outside the home, such as from traffic or neighbors, insulation within your walls can absorb the sound and reduce acoustics. When sound comes from within the home, such as from indoor appliances like television, insulation around openings in your home can act as a sound barrier and reduce the transfer of sound between rooms. This is particularly useful in multifamily living areas, such as condominium units. When sharing walls with neighbors, insulation becomes a valuable source of privacy.
A benefit of air sealing is protection from allergens. Insulation that has been well-installed can serve as a barrier against outside allergens, reducing pollen and dust. Proper air sealing prevents air from polluting the home from the outside. Ideally, the only air that should find its way into your home should travel through heating, ventilation, or air conditioning systems, which are protected with air filters designed to control air content. With allergens and contaminants regulated, the overall air quality of your home stays at a high standard. Proper air sealing can also guard against insects and pests entering the building.
There are five main locations in which you can install insulation: the attic, walls, floors, crawl space, and basement. There are different reasons for (and benefits of) insulating each area.
For installing insulation, you have 3 options:
Once armed with a basic understanding of insulation, you’ll need to find the right contractor to complete your installation or home remodel project. Here are some questions to ask.
What is your total cost quote for my project, including materials and labor?
Quotes for insulation installation can vary widely, so it is important to be clear exactly what is accounted for in the quote. A bid from TruTeam will include materials and labor and will be based on the coverage area. If a contractor charges a fixed rate, ask how they will handle possible additional charges after the contract is signed. If a contractor charges an hourly rate, ask for an estimate on how many hours they expect to be on site. If a contractor charges by coverage area, ask how they determine the coverage area of insulation needed.
How long do you estimate my project will take?
If you expect an insulation job to be done well, it should not be rushed. However, it is understandable to want the job done as quickly as is reasonably possible. That is why it helps to know how long an insulation project typically takes to complete. A contractor’s estimate should fall logically within that timeframe. Make sure to take into consideration any estimates that may account for different scenarios, like needing to remove old insulation.
The size of the project is also a factor. Installing in an attic will be much quicker than installing in an entire home. Below is a general chart of time frames for regular insulation jobs, not taking into account scheduling or availability.
Typical Installation Job | Typical Timeframe |
Attic Insulation | 1-2 days |
Crawl Space | 2-3 hours |
Wall Spray Foam Injection | 2-5 hours |
Cavity Wall Blown-In | 1 day max |
Can you provide credible references, referrals, and reviews?
Word of mouth is often the most powerful testimony of good work, and it is no wonder. The references, referrals, and reviews of actual customers reveal the strengths of a particular contractor, as well as their weaknesses.
Are you familiar with the building codes and requirements for my home?
As already eluded to above, this is critical. Building codes are regulations usually set by the city that dictate the standards related to construction, design, alteration, maintenance, and safety. Buildings must conform to these codes and requirements to ensure the health and welfare of residents. It is important that the contractor you hire is familiar with your particular local building codes and needs, and that they fully adhere to them.
Are you an active member of reputable associations?
When looking to hire a contractor for your insulation needs, active membership in contractor and industry associations is an excellent quality. It shows a commitment to their trade. TruTeam is involved in several industry associations.
With TruTeam, an insulation representative may come to your home to identify how much insulation you have and how much you need to add for optimal insulation levels, or it can be done over the phone. A professional assessment and estimate should be free in almost all cases.
A contractor representative should help you understand the process of estimating, scheduling, and inspecting your insulation project. Expect the installation team to keep you informed during all stages of your project, and to explain how much time to set aside and what may be needed from you. In some cases, you may need to be out of your home to follow safety protocol. For example, there can be breathing hazards during the application of certain materials.
The insulation contractor should:
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